明账 Ledgerlight 由 Steve Li 运营。

Ledgerlight is operated by Steve Li.

我们如何使用您的信息

How we use your information

我们通过电子邮件、电话、微信（如您选择使用），或您直接向我们提供的其他方式收到的信息，用于回复咨询和提供服务。这包括提供既定服务所需的交易性 / 服务通知，例如账单、入职沟通，以及关键日期的事实提醒（例如 GST 申报准备、IR4 或年报相关日期）。我们不会出售这些信息。除本说明所述的情形（包括我们收发邮件所用的邮箱服务、经事先取得您书面同意使用的第三方 AI 工具、您选择使用的沟通渠道）和法律要求的情形外，我们也不会向第三方分享这些信息。除本说明写明的用途外，我们不会把这些信息用于其他新用途。

Information we receive by email, by phone, by WeChat (if you choose to use it), or that you otherwise provide to us directly, is used to reply to enquiries and to provide services. This includes transactional / service messages needed to deliver the agreed work, for example invoices, onboarding messages, and factual reminders of key dates (such as dates related to GST return preparation, IR4, or an annual return). We do not sell this information. We do not share it with third parties, except in the situations described in this notice (including the email service we use to send and receive email, third-party AI tools used with your prior written consent, and the communication channels you choose to use) and where the law requires. We do not use this information for any other new purpose beyond those set out in this notice.

问候与营销邮件

Greetings and marketing emails

只有在您作出明确同意（express consent）之后，我们才会发送问候邮件（例如生日或节日问候）和营销或资讯邮件。仅为接受记账或报表服务而留下电子邮箱，本身并不构成接收问候或营销邮件的同意。

We send greetings (for example birthday or holiday messages) and marketing or update emails only after you give express consent. Leaving your email address so we can provide bookkeeping or reporting services is not, by itself, consent to receive greetings or marketing emails.

退订

Unsubscribing

每封问候或营销邮件均由 steveli@ledgerlight.co.nz 发出，并附有退订方式。建议的退订方法是回复该邮件，并将主题写成 UNSUBSCRIBE。我们会在 5 个工作日内处理完毕，退订自那时起生效（按新西兰工作日计算）。退订后，我们不再发送问候或营销邮件；提供既定服务所需的交易性 / 服务通知仍可能发送。

Every greeting or marketing email is sent from steveli@ledgerlight.co.nz and includes a way to unsubscribe. The suggested method is to reply with UNSUBSCRIBE in the subject line. We process unsubscribe requests within 5 business days (New Zealand business days), and the unsubscribe takes effect then. After you unsubscribe, we will not send further greetings or marketing emails. We may still send transactional / service messages needed to provide the agreed service.

自愿提供的信息

Information you choose to provide

生日等信息由您自愿提供，不是接受服务的条件。若您提供，将在已告知该用途、并取得您的明确同意后，仅用于发送生日问候。您可随时要求查阅、更正或删除这些信息。这与新西兰《Privacy Act 2020》（2020 年隐私法）下的查阅（access）和更正（correction）权利一致。

Details such as a date of birth are voluntary. You do not need to provide them to receive services. If you choose to provide them, and after we have told you this purpose and you have given express consent, we use them only to send a birthday greeting. You may ask us at any time to access, correct or delete this information. This is consistent with the rights of access and correction under New Zealand’s Privacy Act 2020.

AI 工具的使用与同意

Use of AI tools and consent

我们的部分服务（例如流程自动化、企业 AI 助手与知识库）可能会用到第三方 AI 工具。是否使用、使用哪一个，取决于项目需要，并按客户所在地的法规和可用工具选型。

Some of our services (for example workflow automation and business AI assistants and knowledge bases) may use third-party AI tools. Whether a tool is used, and which one, depends on the project, and tools are chosen to fit the laws and the tools available where the client is.

使用第三方 AI 工具处理客户数据前，我们会事先取得客户书面同意。没有客户的书面同意，我们不会把客户数据输入第三方 AI 工具。

Before we use a third-party AI tool to process client data, we obtain the client's prior written consent. Without the client's written consent, we do not enter client data into a third-party AI tool.

征求同意时，我们会告诉您：使用哪个工具、处理哪些数据、数据存放在哪里。工具和存放位置按工具提供方公开的信息告知；提供方的说明以其自己公布的内容为准，我们无法替提供方保证其内容。

When we ask for consent, we tell you which tool will be used, what data will be processed, and where the data will be stored. The tool and the storage location are described based on the tool provider's public information. The provider's own published statements prevail, and we cannot guarantee them on the provider's behalf.

您可以拒绝，也可以随时撤回同意；撤回请发送邮件至 steveli@ledgerlight.co.nz。拒绝或撤回后，我们不会再把您的数据输入该工具，并会与您商量替代做法。已经提交给工具提供方的数据能否删除，取决于该提供方的规定，我们会在您撤回时据实告知。

You may decline, and you may withdraw your consent at any time by emailing steveli@ledgerlight.co.nz. After you decline or withdraw, we will not enter your data into that tool, and we will discuss an alternative approach with you. Whether data already submitted to the tool provider can be deleted depends on that provider's rules, and we will tell you honestly when you withdraw.

我们不承诺绝对安全，也不承诺具体效果。AI 工具的输出可能不完整或不准确，重要决定请由人复核。

We do not promise absolute security, and we do not promise specific results. The output of an AI tool can be incomplete or inaccurate, so important decisions should be reviewed by a person.

跨境数据

Cross-border data

我们在新西兰运营，服务全球客户，包括中国。客户数据按新西兰 Privacy Act 2020 和客户所在地的法规处理，具体做法在合同中约定。

We operate in New Zealand and serve clients around the world, including China. Client data is handled under New Zealand's Privacy Act 2020 and the laws of the client's location, and the specific arrangements are set out in the contract.

如果需要向新西兰境外的机构或个人披露个人信息，我们会遵守 Privacy Act 2020 的第 12 项信息隐私原则（IPP 12，跨境披露）：只有在有合理理由相信接收方受该法约束或受到与该法可比的隐私保障，或您在被明确告知接收方可能不受可比保护后授权披露时，才会披露。官方说明见新西兰隐私专员办公室（Office of the Privacy Commissioner）的 Principle 12 页面。

If we need to disclose personal information to an organisation or person outside New Zealand, we comply with information privacy principle 12 (IPP 12, disclosure outside New Zealand) of the Privacy Act 2020: we disclose it only if we have reasonable grounds to believe the recipient is subject to that Act or is bound to protect the information in a way that provides comparable safeguards, or if you authorise the disclosure after being expressly informed that the recipient may not be required to provide comparable protection. The official explanation is on the Principle 12 page of the New Zealand Office of the Privacy Commissioner.

跨境传输涉及哪些数据、传到哪里、由谁处理、保存多久，会在合同中写明。我们不在本页列举其他国家的具体法规，也不承诺某一工具在中国或其他地区一定可用。

The contract sets out what data is transferred across borders, where it goes, who processes it and how long it is kept. We do not list other countries' specific laws on this page, and we do not promise that any particular tool is available in China or any other region.

微信沟通

Communicating by WeChat

如果您愿意，我们可以用微信沟通日常事务，例如约时间、简短的问答。微信是第三方平台，其中的信息由平台按其自身的条款和隐私政策处理，我们无法控制。

If you prefer, we can use WeChat for day-to-day communication, such as arranging times and short questions and answers. WeChat is a third-party platform. Information on it is handled by the platform under its own terms and privacy policy, which we do not control.

请不要通过微信发送敏感的财务或身份文件，例如银行账户信息、税号、密码、验证码、完整的账目或报表文件、员工工资明细。需要传送这类内容时，我们会与您商定其他方式。

Please do not send sensitive financial or identity documents through WeChat, for example bank account details, tax numbers, passwords, verification codes, complete accounts or report files, or employee pay details. When such material has to be sent, we will agree another way with you.

为了跟进工作，我们可能把微信沟通中与服务有关的要点记入工作记录；这些记录同样按本说明处理。

To follow up on the work, we may note the service-related points from WeChat conversations in our work records. Those records are handled under this notice as well.

我们不会因为您添加了我们的微信，就向您发送营销或问候消息，除非您已按本说明明确同意。

We will not send you marketing or greeting messages just because you added us on WeChat, unless you have given express consent as described in this notice.

本网站如何处理您提交的内容

How this website handles what you submit

本网站没有表单后台，也不会存储通过本站提交的数据。联系表单只会打开您的邮件应用，将内容发到 steveli@ledgerlight.co.nz。

This website has no form backend and does not store data submitted through the site. The contact form opens your email app and sends the message to steveli@ledgerlight.co.nz.

查阅、更正或删除

Access, correction or deletion

如需查阅、更正或删除您的个人信息（包括生日等自愿提供的信息、营销同意记录，以及使用第三方 AI 工具的同意记录），请发送邮件至 steveli@ledgerlight.co.nz。

You can ask to access, correct or delete your personal information, including any date of birth or similar details you have chosen to provide, records of marketing consent, and records of consent to the use of third-party AI tools, by emailing steveli@ledgerlight.co.nz.

本说明依据新西兰《Privacy Act 2020》（2020 年隐私法，含 IPP 12 跨境披露原则）和《Unsolicited Electronic Messages Act 2007》起草。官方文本见 Privacy Act 2020 与 Unsolicited Electronic Messages Act 2007；IPP 12 的官方说明见隐私专员办公室的 Principle 12 页面和 Sending information overseas 页面。关于商业电子信息的同意与退订，见新西兰 Internal Affairs（DIA）的 Three steps 和 Information about unsubscribing。客户所在地的法规可能另有适用，具体做法在合同中约定。

This notice is drafted with reference to New Zealand's Privacy Act 2020 (including IPP 12 on disclosure outside New Zealand) and the Unsolicited Electronic Messages Act 2007. The official texts are the Privacy Act 2020 and the Unsolicited Electronic Messages Act 2007. For IPP 12, see the Principle 12 page and the Sending information overseas page of the Office of the Privacy Commissioner. For consent and unsubscribing in commercial electronic messages, see the Department of Internal Affairs (DIA) pages Three steps and Information about unsubscribing. The laws of the client's location may also apply, and the specific arrangements are set out in the contract.